"Discount Child-Dental-Plans... The Only Type of Dental Plans Fit To Be Called Modern Day... CHILD-DENTAL-PLANS!"
If you've been searching for "child-dental-plans"...?
Chances are... You're looking at or for "child-dental-plans" because... either it cost too much for you to add your child to your existing dental policy at work, or... You Simply Have NO Dental Plan Coverage, Period... ...to even consider adding your child too. Yet, your child desperately needs to see a dentist, right? How do I know? Because I was faced with the same gut wrenching situation years ago. As A Matter Of Fact... That's how I got started writing online about dental plan coverage and policies in the first place. My situation was similar to the former above... My "employer sponsored dental-plan" cost too much to add my child too... and besides it didn't give him or us the coverage we needed or wanted, anyway. My Story Continues...Something Like This...Yes, I had an "employee sponsored dental-plan", but it only covered me and NOT my son... who needed dental braces, badly!
I know I couldn't! I could never just standby and... Watch My Child Grow-Up With Crooked Teeth! Of course, on the other hand... my son's situation didn't stop my human resource director from informing me... I needed to get a dental insurance "rider", in order to include my son on my employer sponsored dental policy. Okay, I was willing to get a "rider". I was willing to do whatever it took to get dental-braces for my son. Even If It Meant Getting A Dental Plan "Rider" Which meant, I'd be adding my son to my dental policy... and, of course, paying more in monthly premiums. Okay, so you don't get "something for nothing" in this world... I was willing to pay more for the added dental coverage.
So how was my son going to get the braces he needed...? DUH... what good is a "dental rider" going to do me and my son. Yes, that was my situation... my problem! But, I wasn't going to stop there... I wasn't going to let that stop me. It only meant... I Had To Take Matters Into My Own Hands! And that I did. I began an aggravating... time consuming... frustrating... online and offline search for a dental plan that would help me pay for dental-braces for my son. In other words I began a vigorous... NO Holds-Barred... Search For "Child-Dental-Plans" Of course, back then, at that time... I was too dumb to know...
Only after I went through weeks of frustration and turmoil... searching offline and online for "child-dental-plans" or "family-dental-plans" I could afford, did... I finally I stumbled across... Just The Dental Plan I Needed!...off-line, in a brochure. Of course, this plan is now available online, too!What I stumbled across was a brochure, at work, of all places. I happened to pick-up this brochure just lying on the window-sill in a co-worker's office. This brochure stated or promised to give me... A 55% Discount On Orthodontic Treatment/Dental Braces... And related services for children under 19yrs of age - at an unbelievably low price! DENTAL-BRACES my son desperately needed and I wanted.
DEEP DISCOUNTS On Dental-Braces And Related Services At least it was unheard of coverage for someone like me who couldn't afford an expensive... high-end... corporate executive type "family-dental-insurance" plan. Instead... This "child-dental-plan" or "family-dental-plan" I stumbled across turned out to be so good and right for my child and me, eventually... I Enrolled In Their "HOUSEHOLD" Or "Child-Dental-Plan" And then... as soon as I could... I drop my dental policy at work. I mean, I dropped it like a hot potato! Not only was this discount "child-dental-plan" mentioned in the brochure offering unbelievable... comprehensive... blanket coverage for dental-braces and all other child related dental services... This "Child-Dental-Plan" Was Also INEXPENSIVE...OR "affordable" for a hard working everyday guy like me.
I especially wanted to know if the monthly premium for this child and/or "family-dental-plan" was current, or an old, unbelievably low, out of date quote. Not only did they assure me the monthly fee was still current and correct. They assured me... if I enroll today at the current low rate, at that time... I Was Guaranteed To Get The Same Low-Rate... ...for at least the next two years. I didn't enroll in the plan that day... but I did enroll in our comprehensive "child-dental-plan" a few weeks later.
Can You See How It Was All, As We Say... A "NO BRAINER"! Still, it was a few weeks later, after I enrolled my son and myself in this new "child-dental-plan". Before it really hit me... ...for coverage for me and my son combined, with my new family or discount "child-dental-plan"... than I was paying to cover just myself under my old dental-insurance-plan at work. That felt GREAT! Not only was there a huge difference in the cost of my "discount" child-dental-plan policy compared to the cost of my employer sponsored dental INSURANCE policy. There's Was Also A Huge Difference In Coverage... ...in what the two different policies would cover and would NOT cover.
My son needed dental-braces... and that my friend, most dental insurance company will NOT cover. Because There Was A Big Difference In COST And COVERAGE... ...in the two different plans. I had to admit to myself... I finally did something right by enrolling in this new "discount-dental-plan". I really felt like a winner, for the first time in a long time! And that made me feel absolutely WONDERFUL! What's The Name of This Wonderful "Child-Dental-Plan"?What's the name of this comprehensive dental plan I stumbled across... and how much does it cost, you ask?
But first to really bring my point home. I Want To Share Two Up-To-Date Charts With You These charts compare cost and extent of coverage for two different TYPES of "child-dental-plans". A comparison between our wonderful "DISCOUNT" child-dental-plan... and our typical dental "INSURANCE" child-plan in America.
Both option 1 & 2 have a $1,000 Annual Benefit Maximum (per person, per benefit period). Both have a 6-month waiting period. Both have $50. deductible for covered services. * Note, neither Option 1 or Option 2 offers coverage for dental braces and related services. ** Option 2 differs from Option 1 in that, Option 2 offers additional coverage for crowns, veneers, dentures, bridges. Option 2 will pay 50% of these services after a $200. deductible is met. *** These are actual figures provided by Blue Cross and Blue Shield of Oklahoma, which happens to be that state's largest private health insurer.
Option 1 and Option 2 coverage are identical, because there are NO different coverage levels with their DISCOUNT PLANS. Also, there are NO annual maximums, NO waiting periods, and NO deductibles. * This discount dental plan I recommend, offers blanket or comprehensive coverage for all 353 medical approved dental procedures, including dental braces and all cosmetic procedures. ** Also, the discount plan I use offers "Household" coverage. Meaning, everyone living in "Household" is covered under same dental plan whether related, a dependent, or neither. *** These are actual and current figures provided by AmeriPlan® a Nationwide USA health services provider. Note, the $19.95 figure repeated is not a mistake. Take a second look at both charts, can it be more simpler and clearer... where the smart choice is? I Just Gave You The Facts And The Facts Don't Lie!Now you see why some are saying... dental insurance coverage today is a BIG FAT Ripoff!But, that's not why you're here... to bash dental insurance.
Again, The Choice Is Clear! If you want a comprehensive... more than affordable... "child-dental-plan"? If you want your child or children to get the access and dental care they need...? Go ahead... you'll be glad you did! One more thing... Do You Have An Infant Child... Or Expecting One? If so, you may want to check out my article about infant dental-care and infant-dental-plans. Of course there's some surprising and insightful information there. There you have it, I've just given you a... A Clear Path To Discount "Child-Dental-Plans"I hope I've provided you with clear and understandable information.The kind of information you need to make a smart and educated decision about dental care for you and your child's oral health. With that said... If this article or website has been informative and helpful to you, then please... By all means, share it with others... co-workers... day-care... bosses... friends... neighbors... family members... whomever you think may benefit! And If You Would Like To Know More... ...or when I get more info... when I hear about special offers or special promotions... on any one of the recommended dental plan company's
Actually... besides the medical... you get the other 3 health-benefit plans FREE... when you get their child-DENTAL-plan coverage. 
Broker-Moe... "...brings you insiders savings tips on Dental and Health Care!"
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