DENTAL-INSURANCE-COVERAGE
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| When you compare a TRADITIONAL dental-insurance-coverage plan with a leading DISCOUNT dental-plan. You'll see clearly... for yourself... how your typical traditional dental "insurance" plan is taking you for a ride. |
And I'll prove it, right here, right now.
Better still...
You Can Prove It To Yourself... "Dental Insurance" A Is Rip-Off
All you have to do is a simple and quick 3 step "math" check:
- 1. First check to see if the dental "insurance" plan you're considering even covers your desired procedure. You'll be shocked to learn how many procedures traditional dental-insurance-coverage doesn't cover.
- 2. Next, look at how much your co-pay is going to be for any given or desired procedure with dental "insurance" plan... what portion of dental procedure cost are you responsible for?
- 3. Lastly, factor in how much you pay monthly or will pay monthly for your dental "insurance" premium.
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Now do the same type of "math check" and...
Comparison With A Quality Dental "Discount" Plan
And you'll come to the same conclusion I came to... dental-insurance-coverage really is a rip-off!
As a matter of fact... below are the results of a comparison I did between one well known dental insurance plan -vs- a quality dental discount plan.
Take A Look At The Two Up-To-Date Charts Below
These charts compare cost and extent of coverage for two different TYPES of dental plans... dental-discount and dental insurance.
A comparison between a "DISCOUNT" dental-plan... and a typical dental "INSURANCE" plan in America.
| MONTHLY RATES (Jan. 1, 2011)*** | ||
| Major Dental Insurance Company* | OPTION 1 | OPTION 2** |
| Child only (age 18 and under) --------- | $21.60 | $25.30 |
| Adult, spouse and one child ------------ | $76.70 | $92.00 |
| Adult, spouse and 2 or more children -- | $109.60 | $130.90 |
| Adult and one child -------------------- | $50.30 | $59.10 |
| Adult and 2 or more children --------- | $83.20 | $98.00 |
Both option 1 & 2 have a $1,000 Annual Benefit Maximum (per person, per benefit period). Both have a 6-month waiting period. Both have $50. deductible for covered services.
* Note, neither Option 1 or Option 2 offers coverage for dental braces and related services.
** Option 2 differs from Option 1 in that, Option 2 offers additional coverage for crowns, veneers, dentures, bridges. Option 2 will pay 50% of these services after a $200. deductible is met.
*** These are actual figures provided by Blue Cross and Blue Shield of Oklahoma, which happens to be that state's largest private health insurer.
| MONTHLY RATES (Jan. 1, 2011)*** | ||
| Leading Discount Dental Plan* | OPTION 1 | OPTION 2** |
| Child only (age 18 and under) --------- | $14.95 | $14.95 |
| Adult, spouse and one child ----------- | $19.95 | $19.95 |
| Adult, spouse and 2 or more children -- | $19.95 | $19.95 |
| Adult and one child --------------------- | $19.95 | $19.95 |
| Adult and 2 or more children --------- | $19.95 | $19.95 |
Option 1 and Option 2 coverage are identical, because there are NO different coverage levels with their DISCOUNT PLANS. Also, there are NO annual maximums, NO waiting periods, and NO deductibles.
* This discount dental-plan offers blanket or comprehensive coverage for all 353 medical approved dental procedures, including dental braces and all cosmetic procedures.
** Also, this award winning dental discount plan offers "Household" coverage. Meaning, everyone living in "Household" is covered under same dental plan whether related, a dependent, or neither.
*** These are actual and current figures provided by AmeriPlan® a Nationwide USA health services provider. Note, the $19.95 figure repeated is not a mistake.
Take a second look at both charts, can it be more simpler and clearer... where the smart choice is?
Now you see why some are saying... dental-insurance-coverage today is a BIG FAT Ripoff!
And, why I told you at the outset of this article, in so many words...
"Don't feel bad if you don't have traditional, employer sponsored dental-insurance-coverage."
With that said...
Let me ask you something? Are you looking for...
Comprehensive, Low-Cost Dental-Insurance-Coverage?
If you're looking for comprehensive dental-insurance-coverage, for a hard to cover dental procedure... at a low-cost you can afford?
Meaning, you don't want to get rip-offed... then look no further than at this... the dental-discount plan I mentioned above.
Remember, this particular dental-discount-plan not only offers you comprehensive... blanket... dental coverage... they cover all 353 dental procedures.
They Also Offer You HOUSEHOLD COVERAGE
Household coverage... meaning, everyone who lives in your household... whether you're married, related or not to them... can all be covered under the same, low monthly premium dental plan at no extra cost.
Try finding a traditional dental-insurance-coverage plan that offers you household coverage.
| You can find this household coverage plan here. This discount dental plan gives you a whole lot more than what your typical dental-insurance-coverage plan gives you see for yourself. |
Take a look... you'll be glad you did.
Oh, I almost forgot...
Visit here... if you would like some interesting and thought provoking info about the history of dental-insurance-plans in America
Take care and...
Broker-Moe...
"...brings you insiders savings tips on Dental Care!"
...on my other pages in box below.
6 St. Joseph Terrace - Albany, NY 12210
(518) 225-5596
