"Why Discount Dental Plans...
|
| But why... why does getting one's teeth fixed have to cost so much? |
If you've ever found thoughts racing through your head like those above, then...
"Consider Well A Dental Discount Plan"
...for all your dental or supplemental dental needs
Why? Because discount plans make absolutely great supplemental-dental-plans.
Really? Yes really... here's how.
"Because Unlike Other Forms Of Supplemental-Dental-Plans..."
| A dental-discount-plan' when used as a supplemental-dental-plan' will help you realize immediate savings on the specific dental procedure you need. And... you NEVER have to be pre-approved by a third party (the dental plan company or carrier). |
That's right!
No third party (dental plan carrier) approval is ever needed with a 'discount plan'.
Dental-discount-plans can be combined with any and all other types of dental plans... without the wrangling and haggling you so often go through with other types of insurance carriers.
That's because...
"'Discount Plans' Are NOT Regulated By..."
...State Insurance Agencies, (talk about sparing you the 'red-tape' hassle), yet, they are widely accepted by licensed dentists all over America.
| With a 'discount plan' you never/ever have to go through the annoyance and aggravation of explaining and justifying yourself to the dental carrier... hoping for approval for a procedure. |
By the way.
You do know that practically all dental/health-care insurers have lots of "avoid-paying-em' at all cost claim tactics" - don't you?
Well they do!
And with that said, here's another reason discount plans make such great supplemental-dental-plans - because you can use them...
Regardless of what type of dental-health-plan you currently have, you can use a discount plan with your current coverage - as either a primary dental plan - or secondary dental plan.
Primary: If your dental-health plan does not offer coverage for a particular procedures you need or want... such as cosmetic procedures, then simply use your 'discount plan' for that procedure which is not covered by your primary plan.
Secondary: If you're getting a series of dental procedures performed - then use your discount plan for coverage on additional or recommended procedures (procedures beyond x-rays and examinations, etc.). Procedures such as a dental implant or dental braces, etc.
| TIP: If you decide to get a discount plan to supplement your existing dental coverage... always use insurance plan first, (hopefully they offer some amount of coverage for procedure). Then use discount plan for additional savings on specific dental work. |
"You're Probably Now Thinking Ok, Ok..."
This info about discount plans being great for use as supplemental-dental-plans sounds very good... almost too good to be true?
So what's the catch, you ask?
I'll answer that "whats the catch" question by telling you a brief story...
Here's a brief story that speaks volumes to the question of why discount plans are so consumer friendly.
First off, understand that 'discount plans' are overwhelmingly titled in your favor... you the consumers favor, as opposed to being in the favor of big companies or corporations.
| Dental-Discount-Plans were first developed about 13 years ago, by twin brothers in Texas for the sole purpose of helping you, the individual consumer - "the Little Guy", obtain comparable dental coverage... |
Little Guys...?
"Meaning Families, Self-Employed And Small Biz persons..."
... people who were having difficulty THEN (18 yrs. ago), obtaining comprehensive dental coverage.
Just like you're having trouble NOW, obtaining comprehensive dental coverage from traditional insurance carriers.
'Discount Plans' were designed for you - the self-employed - the small business worker - the individual - the family!
Truth be told... discount plans were designed to cut the cost on all dental procedures, including the most expensive procedures.
"Traditional Dental Insurance Carriers Have Always..."
...offered heavily priced dental/health coverage for individual consumers.
"Traditional Carriers", or let's just say...
| ...4 out of the 5 major types of 'dental-health plans' are actually designed for large employers or corporations... and not for you - the independent consumer - only 'discount plans' are designed for you. |
For more insight on how the major types of dental plans operate, read my "Buying Dental Insurance" report.
Traditional insurance carriers have always offered unaffordable plans to individual consumers... discount plans are the solution to the problem of unaffordable coverage.
Like I mentioned at the outset of this report...
The mere fact that you need a supplemental-dental-plan means... you, of course, want the supplemental-dental-plan you choose to cover the specific dental procedure you need, right?
Why else get a supplemental-dental-plan?
"And If You Don't Get A Discount-Dental-Plan..."
...as your supplemental-dental-plan, here's what you stand to lose.
| For starters, if you don't get a 'discount plan' - you could wind-up NOT getting the best coverage you can get - for the specific dental procedure you need. |
In other words...
Be Careful - the supplemental-dental-plan you choose for your specific procedure...
"May Be So Watered Down And Inferior..."
...or just outright absent of the coverage you need for your specific procedure. And yes... I said absent!
That's why I say in my website description:
I'm not exaggerating.
It happens all the time - when it's time for dental healthcare insurance companies to pay up - they don't like to pay up!
| Instead, insurance companies like to do a lot tricky underwriting and double talking... to confuse and exhaust you about their coverage, so they can avoid paying their fair share. |
You've heard the stories - seen the television programs - about how health/dental insurance carriers...
"Unscrupulously Leave Consumers Out In The Cold"
...when it comes time for insurance carrier to pay up.
| And, if that happens... and it does happen. Guess what? You wind-up wasting your time and money. I don't know about you, but I can't afford to waste either. |
You definitely don't need to wind-up with two dental plans that don't do nothing... plans that don't cover what you need! Also...
"You May Get A Supplemental-Dental-Plan That Not Only..."
...doesn't allow you to save or receive payment on current dental needs. You may get a plan that also doesn't allow you benefits on your future dental needs.
In other words... you NOT only want a dental plan that make payments, or allow savings on procedures you need, now.
You also, want payments or savings on procedures you will need or want later-on , like crowns or cosmetic procedures.
Only a 'discount plan' can guarantee you savings on all your current, and future dental needs, and wants.
"Without A Comprehensive Supplemental-Dental-Plan..."
- ...you may NOT have additional coverage in the event of an oral or dental emergency.
- Without a comprehensive supplemental-dental-plan you may NOT get additional coverage on everything from a toothache to a sports injury!
- And, without a comprehensive plan, you may NOT get additional coverage for many more things...
...things or procedures, a comprehensive "discount" or supplemental-dental-plan will cover you for.
Just think. With a comprehensive dental plan...
The savings from having just ONE low-cost, "comprehensive" dental plan, can more than help offset the cost of all future dental procedures.
Want to make sure you get a dental plan that guarantees comprehensive dental coverage? You do... good!
Because, I need to also say this... Not all discount plans are created equal, either.
What do I mean by that? I'll let the CDA tell you...
| "Some plans may totally exclude certain services or treatment to lower costs. Know specifically what services your plan covers and excludes" - (preferably before you enroll) - California Dental Association. |
That of course, includes some dental-discount-plans!
"If Comprehensive Supplemental-Dental-Plans..."
...interest you, then you surely want to take a look at the discount plan I use and highly recommend, I provide you a link to this plan a little later on, but for now, know this...
The 'discount plan' or 'membership plan' I use and recommend...
"Guarantees Coverage On All 353 Dental Procedures"
By the way... this same dental plan I use and recommend, also has a great health plan in a select few American states.
And coverage on 353 procedures... let me emphasize something here, I want to give you a better picture of just how BIG of a fact this is, that...
...the recommended dental plan has coverage on all 353 dental procedures, let me draw your attention to the following research.
"I Have Personally Checked With Dozens And Dozens"
| ...of other supplemental-dental-plans - and the next closes supplemental-dental-plan, or dental plan in general, in terms of number of procedures covered - covers only 147 procedures. |
| Okay, here it is - the supplemental-dental-plan of... supplemental-dental-plans - the one that covers every SINGLE dental procedure (351) in the book.. |
You are also guaranteed first class and immediate access to a host of licensed dentists and specialists, in communities all over America.
Do check them out - so you don't miss out on a GOOD DEAL - you won't find a BETTER BARGAIN anywhere.
Don't take my word for it... go there now, and find out for yourself.
Oh, I almost forgot. If your...
"Benefits Subsidized By Your Employer? "
It doesn't matter...
Whether or not your employer subsidizes your dental-health-plan... you can still use a discount plans to plug up any existing gaps, exclusions or loopholes in your current dental coverage.
So now, don't you forget... discount plans make great supplemental-dental-plans, even if your primary dental-health-plan is subsidized by your employer.
There you have it!
"Your Behind The Scenes Look..."
...at what you need to concern yourself with, when shopping for supplemental dental plans.
In the meantime, I hope this supplemental-dental-plans article has helped you.
Broker-Moe...
"...brings you insiders savings tips on Dental and Health Care!"
6 St. Joseph Terrace - Albany, NY 12210
(518) 225-5596
